GULF COVE BUILDING LOT AVAILABLE. This lot is in an X flood zone which means that a home builder securing a mortgage would not require flood insurance. The community of Gulf Cove has an optional HOA which would allow a home owner access to a community boat ramp and park. This lot is in a scrub-jay review area but can be easily mitigated and built on according to the Charlotte county website. This would be a perfect opportunity for someone looking for an over-sized corner lot to build a large home or a builder looking to build a spec home. Take advantage of the current low lot prices ... they are sure to rise!