If you've been dreaming of the Florida lifestyle, then this waterfront property has everything needed to make that dream come true! Only minutes away from Tampa Bay, this 3-bed, 2.5-bath, 2-car garage paradise has a SALTWATER POOL (recently resurfaced) & SPA, screened cage, TILE ROOF, NEW hot water heater, WATER SOFTENER, travertine deck, OUTDOOR KITCHEN, newer exterior paint, POOL HALF BATH, recently redone DOCK & seawall, riprap, and a COVERED 10,000-lb BOAT LIFT! Located in a NON HOA/CDD community, the exterior truly shines with a beautiful fountain in the front yard, covered front porch, mature landscaping throughout, and a FENCED BACKYARD. Outside storage is no problem between the side shed and the workshop room (ceiling fan, AC wall unit, & built-in shelving) with access to the lanai on one side and a garage door to the yard on the other side. The garage features a resurfaced floor in 2020 and ample closet storage itself! Step though the double-door front entry to find a spacious living room with VOLUME CEILINGS and a view straight back to the pool and canal. The formal dining room features a lovely chair rail detail and connects to the kitchen with a WALK-IN PANTRY, desk build-in, BREAKFAST BAR, dinette space, and all newer appliances including a COOKTOP ISLAND and WALL OVEN! Cross over to enjoy the large Family Room with high ceilings, built-in shelving, a FIREPLACE, and access to the lanai. Down the hall is where secondary bedrooms can be found, both spacious with WALK-IN CLOSETS, and one even having EN-SUITE access to the full secondary bathroom! Featuring a TWO-SINK VANITY, shower stall, separate GARDEN TUB, and water closet, this bathroom is perfect for residents or long-term guests! Travel upstairs to the Primary Suite, boasting a PRIVATE BALCONY and EN-SUITE bathroom that has SEPARATE SINK VANITIES, a linen closet, WALK-IN SHOWER, water closet, and a HUGE WALK-IN CLOSET! Whether lounging in the water or catching up on the latest best-seller from the balcony, this home is fully equipped to delight. Cobia Cay is walking distance from the Apollo Beach Nature Preserve and Tampa Bay. Embrace the luxurious, waterfront lifestyle in this unique, beloved home within this lovely Apollo Beach community by scheduling your showing today! Room Feature: Linen Closet In Bath (Primary Bathroom).